OWNERSHIP

SFG private ownership translates into three main benefits:

1) Stability: Because of its unique ownership, SFG is not as susceptible to the short-term earnings pressures of publicly traded companies.

2) Better Service: Employees of SFG member companies are shareholders in the company. As shareholders, they have a stake in the company’s success, and they take your business seriously.

3) Value: Through the sharing of resources and services, the SFG member companies achieve optimal efficiency, translating into better value for its customers.

Sammons Financial Group is comprised of Midland National Life Insurance Company, North American Company for Life and Health Insurance, Sammons Annuity Group - a division of Midland National, Sammons Corporate Markets Group - a division of Midland National, and Sammons Securities Company, Inc.

The broker/dealer for Midland National's variable products is Sammons Securities Company, Inc., member FINRA/SIPC. Sammons Securities Company, Inc. is a registered broker/dealer under the Securities Exchange Act of 1934. Sammons Securities Company, Inc. is an indirect wholly owned subsidiary of Sammons Enterprises, Inc. of Dallas, Texas, the ultimate parent company of Midland National.