* { margin:0; padding:0; border:0; }
    body 
    {
      height: 100%; 
      margin: 0; 
      padding: 0; 
      /*background: url(images/bg1.gif) center top repeat-y; */
      background-color: #DDDDBB;
      font-size: 10.0pt;
      font-family:Verdana, Geneva, Arial, Helvetica, sans-serif;
      color: Navy; 
      }
    #outer 
    {
      height: auto !important;
      height: 100%;
      min-height: 100%;
      margin: 0 auto; 
      width: 983px; 
      padding: 2px; 
      border: solid 2px #003366; 
      background: #FFFFFF;
      }
    #banner {margin-bottom: 2px;}
    #main {background-color:inherit; width: 100%; padding: 0px;}
    #nav 
    {
      background-color:inherit; 
      width: 195px; 
      float: left; 
      padding: 15px 5px 0 5px; 
      font-family: Verdana, Geneva, Arial, Helvetica, Sans-Serif;
       }
    #header 
    {
      background-color:inherit; 
      width: 765px; 
      float: left; 
      font-size: x-large; 
      font-weight: bold; 
      font-family: Tahoma, Sans-Serif; 
      border-left: solid 2px #E98922; 
      padding: 15px 5px 15px 5px; 
      border-bottom: solid 4px #E98922;
      }
    #content 
    {
      background-color:inherit; 
      width: 765px; 
      float: left; 
      padding: 5px 5px 10px 5px; 
      margin-top: 2px; 
      border-top: solid 2px #E98922; 
      border-left: solid 2px #E98922;
      }
    #footer 
    {
      background-color:inherit; 
      float: right; 
      width: 766px; 
      border-left: solid 2px #E98922; 
      font-size: x-small; 
      padding: 20px 5px 5px 5px; 
      font-style: italic; 
      color: Black;}
    .L1 {font-size: large; font-weight: bold; padding-bottom: 10px;}
    .L2 {font-size: medium; font-weight: bold; padding-bottom: 5px;}
    .L3 {font-size: medium; padding-left: 15px; padding-bottom: 5px;}
    a:link, a:visited, a:hover, a:active {color: Navy;}
    a:hover {color: Black;}
	  ul { margin: 5px 0 15px 0;}
	  li { text-align: left; margin: 0 0 5px 30px;}
	  p {margin: 0 0 15px 0;}

.Footnote1 {
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
	font-size: 8pt;
}